FROM APPROVAL TO EMPIRE TO LEGACY. | Zero Bullshit.

Tanveer – Xcel Funding
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Finance for Every Situation

From your first home to your fifth investment property. From SMSF lending to rural finance. We've got the panel, the expertise, and the appetite to get it done.

01

Built Different.
On Purpose.

No shopfront. No waiting room full of brochures nobody reads. Just a direct line to a broker who knows the lender landscape cold and works every scenario until it's solved — or until he's exhausted every option.

02

50+ Lenders.
One Goal.

We don't work for a bank. We work for you. Through the AFG aggregator, we have access to 50+ lenders — from the big four to specialist non-banks that most brokers don't even know exist.

03

Move Fast.
Time Kills Deals.

We work with urgency because every day of delay costs you money. Straight-talking, no-BS mortgage broking — we tell it how it is, even when it's not what you want to hear.

Built Different
50+ Lenders, One Goal
Move Fast
40+
Lenders on Panel
Residential100%
SMSF85%
Commercial75%
Equipment90%

Understand. Advocate.
Get It Done.

Tanveer's background spans community services, mental health, and justice settings — giving him the ability to actually listen, understand complex situations, and fight fiercely for his clients. 80% of Xcel Funding's clients are property investors. That's not by accident.

Understand your situation before we touch a lender No guessing. No generic advice. We know what we're working with first.
Find the deal that fits — not the one that pays us most Recommendations based on fit, rate, and features. Full stop.
Communicate like a human, not a compliance department You'll always know exactly where you stand, in plain English.
Tell it straight, even when it's not what you want to hear Honest from day one. No surprises at settlement.
Tanveer — Founder & Principal Broker

Tanveer

Founder & Principal Broker

Your deal isn't a file number — it's your future. Tanveer treats it that way. Complex structures, tough lenders, tight timelines — he doesn't stop until the answer is yes or every door has been knocked on. No sugar-coating, no runaround. Just straight answers and relentless execution.

Australian Credit Representative 568072 — under AFG
Diploma of Finance & Mortgage Broking Management
Melbourne-based | Nationally capable
English, Hindi, Punjabi

From First Call to Settlement

A straight-forward process with no runaround. We handle the complexity so you don't have to.

1

Tell Us Your Situation

Book a 30-minute call. No forms, no obligation. Just a straight conversation about what you're trying to achieve.

2

We Do the Heavy Lifting

We assess your situation, compare the right lenders across our 50+ panel, and structure the deal properly.

3

Approval & Paperwork

We manage the application, document submission, follow-up, and negotiation. You focus on the property.

4

Settlement & Beyond

We see it through to settlement — then keep reviewing your loan after. The best deal today may not be the best deal next year.

Real People. Real Results.

Straight from the clients we've helped — property investors, self-employed borrowers, first home buyers, and everyone in between.

★★★★★
"Tanveer sorted our SMSF purchase when two other brokers told us it was too complicated. He knew exactly which lenders were active in this space and got us across the line in just six weeks."
JW
James Whitfield SMSF Property Investor, Brighton VIC
★★★★★
"As a first home buyer I was completely overwhelmed. Tanveer sat down with me, explained every option in plain English, and got us approved with a lender we'd never heard of at a rate our bank couldn't touch."
PS
Priya Sharma First Home Buyer, Footscray VIC
★★★★★
"Third investment property, complex income structure. Tanveer found a lender that assessed our actual income — not what the tax return looked like. Saved us from walking away from a great deal."
MO
Michael O'Brien Property Investor, 3-Property Portfolio, Geelong
★★★★★
"We'd been knocked back by two banks on our lifestyle property — told it was 'too rural'. Tanveer found us a lender who financed 52 acres at standard residential rates. Couldn't believe it."
DC
Donna Castellano Lifestyle Property Buyer, Macedon Ranges VIC
★★★★★
"Tanveer sorted our SMSF purchase when two other brokers told us it was too complicated. He knew exactly which lenders were active in this space and got us across the line in just six weeks."
JW
James Whitfield SMSF Property Investor, Brighton VIC
★★★★★
"As a first home buyer I was completely overwhelmed. Tanveer sat down with me, explained every option in plain English, and got us approved with a lender we'd never heard of at a rate our bank couldn't touch."
PS
Priya Sharma First Home Buyer, Footscray VIC
★★★★★
"Third investment property, complex income structure. Tanveer found a lender that assessed our actual income — not what the tax return looked like. Saved us from walking away from a great deal."
MO
Michael O'Brien Property Investor, 3-Property Portfolio, Geelong
★★★★★
"We'd been knocked back by two banks on our lifestyle property — told it was 'too rural'. Tanveer found us a lender who financed 52 acres at standard residential rates. Couldn't believe it."
DC
Donna Castellano Lifestyle Property Buyer, Macedon Ranges VIC
★★★★★
"I'm self-employed and thought getting approved for a fifth property was going to be a nightmare. Tanveer knew exactly how to present our income and had an approval in 10 days. Absolute gun."
RP
Rajesh Patel Self-Employed Investor, 5-Property Portfolio, Melbourne
★★★★★
"Needed to finance two new utes and a trailer for my plumbing business. Tanveer found us a lender who settled the lot in three days. Payments fit our cash flow perfectly. Exactly what we needed."
SM
Sarah McLachlan Plumbing Business Owner, Ballarat VIC
★★★★★
"Tanveer helped us refinance across three investment properties and saved us $740 a month. He reviewed everything, switched two of them and restructured the third. Genuinely goes above and beyond."
KF
Karen Fitzgerald Property Investor, South Yarra VIC
★★★★★
"Needed a business loan to buy out my partner and the bank said no. Tanveer found a lender who understood goodwill lending, structured it properly and had us settled in under four weeks. Never looked back."
TN
Thomas Nguyen Business Owner, Richmond VIC
★★★★★
"I'm self-employed and thought getting approved for a fifth property was going to be a nightmare. Tanveer knew exactly how to present our income and had an approval in 10 days. Absolute gun."
RP
Rajesh Patel Self-Employed Investor, 5-Property Portfolio, Melbourne
★★★★★
"Needed to finance two new utes and a trailer for my plumbing business. Tanveer found us a lender who settled the lot in three days. Payments fit our cash flow perfectly. Exactly what we needed."
SM
Sarah McLachlan Plumbing Business Owner, Ballarat VIC
★★★★★
"Tanveer helped us refinance across three investment properties and saved us $740 a month. He reviewed everything, switched two of them and restructured the third. Genuinely goes above and beyond."
KF
Karen Fitzgerald Property Investor, South Yarra VIC
★★★★★
"Needed a business loan to buy out my partner and the bank said no. Tanveer found a lender who understood goodwill lending, structured it properly and had us settled in under four weeks. Never looked back."
TN
Thomas Nguyen Business Owner, Richmond VIC
★★★★★
"We were buying 180 acres in Gippsland and three lenders knocked us back. Tanveer found one who did it at a competitive rate and understood farming income. Seamless process from start to finish."
DR
David & Emma Robertson Rural Property Buyers, Gippsland VIC
★★★★★
"Bought commercial property through our SMSF. Most brokers won't touch this — Tanveer handled the bare trust structure, worked directly with our accountant, and made the whole thing look easy."
ML
Mei-Ling Chen SMSF Commercial Property, Box Hill VIC
★★★★★
"Seven investment properties across three states. Every other broker I'd spoken to got overwhelmed after number four. Tanveer built out our structure properly and keeps reviewing it every year."
SK
Steven Kowalski Property Investor, 7-Property Portfolio
★★★★★
"Tanveer helped my mum access equity from her home to pay for aged care. He was patient, explained everything clearly, and made sure she fully understood before signing anything. That trust means everything."
LH
Lisa Harrington Seniors Equity Release, On behalf of her mother
★★★★★
"We were buying 180 acres in Gippsland and three lenders knocked us back. Tanveer found one who did it at a competitive rate and understood farming income. Seamless process from start to finish."
DR
David & Emma Robertson Rural Property Buyers, Gippsland VIC
★★★★★
"Bought commercial property through our SMSF. Most brokers won't touch this — Tanveer handled the bare trust structure, worked directly with our accountant, and made the whole thing look easy."
ML
Mei-Ling Chen SMSF Commercial Property, Box Hill VIC
★★★★★
"Seven investment properties across three states. Every other broker I'd spoken to got overwhelmed after number four. Tanveer built out our structure properly and keeps reviewing it every year."
SK
Steven Kowalski Property Investor, 7-Property Portfolio
★★★★★
"Tanveer helped my mum access equity from her home to pay for aged care. He was patient, explained everything clearly, and made sure she fully understood before signing anything. That trust means everything."
LH
Lisa Harrington Seniors Equity Release, On behalf of her mother

Our Referral Partners

We work alongside accountants, real estate agents, financial planners, and other professionals who trust us to look after their clients.

Ray White Real Estate
Barry Plant
Harcourts
McGrath Estate Agents
Marshall White
Nelson Alexander
Jellis Craig
OBrien Real Estate
Biggin & Scott
Stockdale & Leggo
Ray White Real Estate
Barry Plant
Harcourts
McGrath Estate Agents
Marshall White
Nelson Alexander
Jellis Craig
OBrien Real Estate
Biggin & Scott
Stockdale & Leggo
Become a Referral Partner

Let's Have a Straight Conversation

Book a 30-minute call. No obligations. No forms. Just a clear conversation about what's possible for your situation.

1300 080 180 info@xcelcorp.com.au
Evenings & Weekends by Appointment
1300 080 180 Book Free Call