Average annual saving on a $600K loan when switching from 6.5% to 5.9%
Total interest saved over 30 years by dropping just 0.6%
Time it takes for us to review your current loan
Figures are illustrative only. Your savings depend on your specific loan details.
Equity is the difference between what your home is worth and what you owe. If your home is worth $800,000 and you owe $400,000, you have $400,000 in equity.
Most lenders let you access up to 80% of your property value — that's $640,000 minus your $400,000 debt = $240,000 available to use however you choose.
Send us your current loan details — rate, balance, lender, and what you're looking for.
We benchmark your loan against 50+ lenders to find genuine savings or better features.
We show you the savings — or tell you to stay. No point switching for the sake of it.
We manage the discharge, application, and settlement. You don't deal with either bank.
If refinancing doesn't save you money, we'll tell you. No point switching for the sake of it.
A free rate review takes 30 minutes. Most clients who go ahead save meaningfully within the first year.
Or email info@xcelcorp.com.au
