Dreaming of a tree change? A few acres outside the city? A weekender in the hills or a hobby farm with enough room to breathe? Most banks have strict limits on land size and zoning. We know which lenders are comfortable with larger lots and properties that don't fit the suburban mould.
Lifestyle properties are one of the most rewarding purchases you can make — but financing them isn't always straightforward. Once you go beyond a standard residential block, the options thin out fast.
Looking at acreage, hobby farms, or semi-rural properties beyond standard block sizes. We know which lenders go past 100 acres.
Moving from metro to regional areas and need a lender who understands the transition and rural-residential zoning.
Buying a holiday home or weekender property in a regional area — different lender requirements apply.
Been told your property is "too rural" or "too large" for standard lending? We hear that a lot — and we know how to fix it.
We don't avoid the hard properties. We lean into them. Lifestyle lending is one of our specialties — we've built the relationships and knowledge to get these deals across the line.
Some of our panel lenders go well past 100 acres at residential rates. We know exactly who they are and what they'll approve.
Rural, rural-residential, farming, and lifestyle zoning all have different lender requirements. We know the differences and which lenders accept each.
Tank water, septic, solar, unsealed roads — we structure loans for properties that don't tick the suburban boxes most banks require.
Deposit requirements vary significantly based on land size and location. We advise you on what's needed before you commit to a purchase.
Properties that most brokers flag as too difficult before they even try. That's where we start — and where we deliver results.
Whether it's 5 acres or 500, we'll find a lender who gets it. Book a call — 30 minutes, no obligation.
Or email info@xcelcorp.com.au
