Tanveer is the founder and principal broker at Xcel Funding. With a background spanning community services, mental health, and justice settings — he brings something most brokers don't: the ability to actually listen, understand complex situations, and advocate fiercely for his clients.
Founder & Principal Broker
Before Tanveer ever touched a home loan application, he spent years working across community services, mental health and justice — navigating complex systems, advocating for people in difficult situations, and cutting through bureaucracy to get results. That background shaped everything about how Xcel Funding operates.
Tanveer holds an Executive MBA, a Graduate Diploma in Health Information Management (La Trobe University), a BA in Psychology and English, a Diploma of Finance and Mortgage Broking Management, and a Diploma in Community Welfare Work. Most brokers understand products. Tanveer understands behaviour, risk, and why lenders say yes or no — and structures deals accordingly.
Whether it's a straightforward refinance or a multi-layered SMSF purchase with self-employed income, he works every scenario until it's solved or until he's exhausted every option — and he'll tell you which one honestly.
80% of Xcel Funding's clients are property investors. Investors want a broker who understands portfolio strategy, borrowing power optimisation, and lender appetite for multiple properties. That's Tanveer's bread and butter.
No spin. No corporate doublespeak. If a deal won't work, you'll know early. If there's a better strategy, he'll explain the tradeoffs honestly.
He speaks English, Hindi, and Punjabi — serving a diverse client base across Melbourne and nationally. Whether you're buying your first home or your fifteenth investment property, the conversation starts the same way: with listening.
30 minutes. No obligations. Just a straight conversation about your situation and what's possible.
