Lenders on Our Panel
We don't work for a bank. We work for you. Through the AFG aggregator, Xcel Funding shops the entire market — big four, non-banks, credit unions, and niche lenders.
The bank you walk into only sells their own products. We shop the entire market and match you with the lender whose appetite, pricing, and policies actually fit your situation.
Not every bank wants your fifth investment property. We know which ones do — and which ones offer the best rates for investors building a portfolio.
Lenders who assess real income, not just what your tax return says.
A thin market, and we know exactly who's active and competitive.
Specialist lenders who understand progress draws, project risk, and complex construction timelines. We match you with lenders who actually want this type of deal.
Lenders with flexible residency and income requirements.
Large acreage, hobby farms, mixed-use rural properties — we have lenders comfortable with non-standard securities that mainstream banks won't touch.
Partnered with 0+ of Australia's leading lenders






































































































Every situation is different. Book a call and we'll tell you which lenders are right for yours.
Or email info@xcelcorp.com.au