Frankston's median has pushed toward $835,000 with steady growth into 2026, while blue-chip Bayside runs well into the millions. Down the Peninsula, lifestyle blocks and holiday-home lending bring their own lender rules around land size and property type.
Values are approximate market figures as at mid 2026 and move constantly. What matters is the lending strategy behind your specific purchase.
Sea-change upgraders, families stepping from the south east into Bayside schools, retirees restructuring, and buyers weighing a Peninsula lifestyle property. Larger blocks and dual-occupancy plans need lenders comfortable with the security, not just the borrower.
Everything a bank branch does, across 50+ lenders instead of one, and we handle the paperwork through to settlement:
Home loans · Refinancing & equity release · Investment property loans · SMSF lending · Business loans · Asset finance · Free calculators
The first conversation is free, there is no charge for our broking service in most cases, and there is no obligation. Thirty minutes to find out where you stand.
