Free Australian finance calculators — estimate your borrowing power, repayments, refinance savings, stamp duty costs, and purchasing power in seconds.
Estimate how much you may be able to borrow based on your income, expenses, and financial commitments. Results are indicative only.
Want to know exactly what you can borrow? Tanveer will get a real answer from real lenders.
Book a Free CallCalculate your estimated monthly, fortnightly, or weekly repayments for any loan amount and interest rate.
Compare rates across 50+ lenders. Tanveer can find better.
Book a Free CallSee how much you could save by refinancing from your current rate to a lower one. Includes break cost and fee estimates.
Still paying last year's rate? Tanveer finds people real savings every week.
Book a Free CallEstimate stamp duty (transfer duty) for all 8 Australian states and territories. Includes first home buyer concessions where applicable.
Buying soon? Tanveer can help you structure your purchase to minimise total upfront costs.
Book a Free CallWork backwards — enter your available deposit and monthly repayment budget to find out what property price you can realistically afford.
Ready to turn your budget into a property? Tanveer will map out the exact path.
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These calculators are provided for general information and illustrative purposes only. Results are estimates based on the inputs you provide and simplified assumptions — they do not constitute financial advice, a loan offer, or a guarantee of any specific outcome.
Stamp duty rates, thresholds, and concessions are sourced from published state and territory revenue office data and are subject to change without notice. We recommend verifying current rates directly with the relevant state revenue office before making any financial decisions.
Lender credit assessments involve many factors not captured by these tools, including your credit history, employment status, existing debts, and individual lender policies.
WARNING: Any comparison rates shown are true only for the examples given and may not include all fees and charges. Different terms, fees, or loan amounts may result in a different comparison rate.
Xcel Funding (Xcel Pty Ltd | ABN 45 685 718 914) — Credit Representative 568072, authorised under Australian Credit Licence 389087 held by Australian Finance Group Ltd (AFG). Xcel Funding is a credit representative, not a financial adviser. This calculator does not constitute a credit quote or pre-approval. For advice specific to your situation, contact us or book a free consultation.